Home loans in California
I’m licensed to lend in California and work with clients in San Jose, Orange County, Sacramento, San Diego and Los Angeles. Home prices in many parts of California are above the conforming loan limit, so jumbo loans and down payment assistance programs come up more often.
Your monthly payment in California
Monthly payment—
- Principal & interest
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- Property tax
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- Home insurance
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- PMI
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- HOA
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- Loan amount
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Illustration only. Not a quote or a commitment to lend.
State down payment assistance
The California Housing Finance Agency (CalHFA) offers down payment assistance and home loan programs, especially for first-time buyers. The income, price and area limits change every year. I’ll check whether you qualify and which programs are available through Loan Factory.